Christian Approach To Investments: RCCG Sunday School Students
MEMORY VERSE: “Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.” – Proverbs 13:11
BIBLE PASSAGE: Luke 19:11-27 KJV (RCCG Sunday School STUDENT Manual 7 March 2021)
Luk 19:11 While the people were listening to this, Jesus continued and told them a parable. He was now almost at Jerusalem, and they supposed that the Kingdom of God was just about to appear.
Luk 19:12 So he said, “There was once a man of high rank who was going to a country far away to be made king, after which he planned to come back home.
Luk 19:13 Before he left, he called his ten servants and gave them each a gold coin and told them, ‘See what you can earn with this while I am gone.’
Luk 19:14 Now, his own people hated him, and so they sent messengers after him to say, ‘We don’t want this man to be our king.’
Luk 19:15 “The man was made king and came back. At once he ordered his servants to appear before him, in order to find out how much they had earned.
Luk 19:16 The first one came and said, ‘Sir, I have earned ten gold coins with the one you gave me.’
Luk 19:17 ‘Well done,’ he said; ‘you are a good servant! Since you were faithful in small matters, I will put you in charge of ten cities.’
Luk 19:18 The second servant came and said, ‘Sir, I have earned five gold coins with the one you gave me.’
Luk 19:19 To this one he said, ‘You will be in charge of five cities.’
Luk 19:20 Another servant came and said, ‘Sir, here is your gold coin; I kept it hidden in a handkerchief.
Luk 19:21 I was afraid of you because you are a hard man. You take what is not yours and reap what you did not plant.’
Luk 19:22 He said to him, ‘You bad servant! I will use your own words to condemn you! You know that I am a hard man, taking what is not mine and reaping what I have not planted.
Luk 19:23 Well, then, why didn’t you put my money in the bank? Then I would have received it back with interest when I returned.’
Luk 19:24 Then he said to those who were standing there, ‘Take the gold coin away from him and give it to the servant who has ten coins.’
Luk 19:25 But they said to him, ‘Sir, he already has ten coins!’
Luk 19:26 ‘I tell you,’ he replied, ‘that to those who have something, even more, will be given; but those who have nothing, even the little that they have will be taken away from them.
Luk 19:27 Now, as for those enemies of mine who did not want me to be their king, bring them here and kill them in my presence!’ ”
In the parable of the talents in Luke 19:11-27, Jesus makes it clear that He expects his followers to be faithful stewards of the resources that He has put at their disposal. Good stewardship includes wise investments. Many believers find it difficult to adopt a practical theology for money management and investing for a distant and uncertain future. The Bible, however, offers practical wisdom on investing the resources we have with insight and foresight.
- Biblical Principles For Investments And Savings
- Reasons For Investments
1. BIBLICAL PRINCIPLES FOR INVESTMENTS AND SAVINGS
Investing’s is actually commended if done wisely. it’s about putting money and/or other resources into real businesses that employ people and deliver products or services to customers. Hopefully, the companies we invest in do well and provide a return commensurate with our investments (Proverbs 31:10-31; Ecclesiastes 11:1-6).
However, believers should invest only in businesses (real estate, contracts, ventures, stocks, shares, bonds) they understand or have experience in (Proverbs 24:3-4). We are to avoid get-rich-quick schemes at all cost (Proverbs 13:11, 21:5). Do not invest in what you do not have. It is better not to invest at all than to invest in what you cannot afford to lose. Do not accumulate debt in the name or investment. Prov. 22:7. Guard against Investing just because a Christian offers it; that is not a guarantee against a loss.
Investing in your education and those of your children is a wise decision to make. By doing so you are preparing yourself for opportunities that will surely come your way and securing your future.
It’s equally important to also note that saving for future needs is biblical (Genesis 41; Proverbs 6:6-11, 21:5). Saving honours God because as it rightly values money as a gift that He has given to us (James 1:16-17) Instead of unplanned, impulsive, or foolish spending, wise saving demonstrates the importance of stewarding His gifts (Luke 12:47-48). Saving may also allow you to leave an inheritance, blessings for yours so they can then be a blessing to others (Proverbs 13:22).
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Pro 6:6 Lazy people should learn a lesson from the way ants live.
Pro 6:7 They have no leader, chief, or ruler,
Pro 6:8 but they store up their food during the summer, getting ready for winter.
Pro 6:9 How long is the lazy man going to lie around? When is he ever going to get up?
Pro 6:10 “I’ll just take a short nap,” he says; “I’ll fold my hands and rest a while.”
Pro 6:11 But while he sleeps, poverty will attack him like an armed robber.
Pro 21:5 Plan carefully and you will have plenty; if you act too quickly, you will never have enough.
as 1:16 Do not be deceived, my dear friends!
Jas 1:17 Every good gift and every perfect present comes from heaven; it comes down from God, the Creator of the heavenly lights, who does not change or cause darkness by turning.
2. REASONS FOR INVESTMENTS
i. Wealth Creation: investing your money will allow it to grow and compound. You earn money on the money already earned and create wealth over time.
ii. Beat Inflation: Returns from investment help to maintain the purchasing power at a constant level. If you do not beat the inflation rate, you will be losing money, not making money.
iii. Retirement Mass Creation: You should invest while you are earning so as to create a mass of funds that can be used when you retire. This provides security to maintain a comfortable style even after retirement.
iv. Accomplish Financial Goals: Investing can help you reach bigger financial goals. This return on your investments can be used towards financial goals, such as buying a home, buying a car, starting a business, or putting your children through school.
v. High Returns: Investing would help to achieve high returns as compared to banks savings account which provides little return.
CONCLUSION: Investing into the future is not an act of anxiety, everyone must save for the raining day. In order to build wealth, you should invest your money.
- Why should you invest?
- What are the principles that should guide our investments?